Yet not all cases are so clear cut, and many people prematurely exclude themselves from the program, Evermore said.
watch nowUnemployment programs vary by state, but in some places, people can get the benefits even if they've quit.
"As soon as you leave your job, you should be on your way to the unemployment insurance office," Evermore said.
Apply with your state unemployment office.
Assess program requirementsTo receive unemployment benefits, you have to be able to work and actively be seeking new employment, Evermore said.
Persons:
Bill Varie, Michele Evermore, Evermore, they've, you'll, I'd
Organizations:
Bank, Getty, The Century Foundation, CNBC